Микрофинансовая организация

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Курсы валют    на 16.09.2024 г.
USD479.38 тг.

RUB5.27 тг.

EUR531.63 тг.

GBP629.19 тг.

по данным Национального Банка
Республики Казахстан

На сельское хозяйство

Микрокредиты, выдаваемые крестьянским и фермерским хозяйствам, юридическим лицам, расположенным в сельской местности. 

Характеристика условий:

  • Максимальная сумма микрокредита 20 тысяч месячных расчетных показателей (МРП), минимальная - 30000 тенге.
  • Процентная ставка в соответствии с действующим прейскурантом, по приоритетным проектам – минимальная процентная ставка.
  • Сроки погашения от 3-х до 36 месяцев согласно графика. Вознаграждение - ежемесячно.  Льготный период для платежей по основному долгу до 12 месяцев
  • Возможно предоставление микрокредита в виде кредитной линии: в течение определенного договором  периода заемщик по своему усмотрению имеет право получить, использовать, погасить и вновь получить  заем в размере, не превышающем  общей суммы микрокредита, оговоренной договором.
  • Залоговое обеспечение:
  1. Недвижимость некоммерческого назначения;
  2. Коммерческая недвижимость;
  3. Автотранспорт, сельхозтехника - принимается в залог в технически исправном состоянии. Микрокредит выдается в размере до 50% от  рыночной стоимости залога, на срок до 1,5 лет.
  4. Право пользования земельными участками сельхозназначения.
  5. Другие виды ликвидного обеспечения.