Расчёт микрокредита
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[title] => Official exchange rates of National Bank of Republic Kazakhstan
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[date] => 16.09.2024
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USD479.38 тг.
RUB5.27 тг.
EUR531.63 тг.
GBP629.19 тг.
по данным Национального Банка
Республики Казахстан
На сельское хозяйство
Микрокредиты, выдаваемые крестьянским и фермерским хозяйствам, юридическим лицам, расположенным в сельской местности.
Характеристика условий:
-
Максимальная сумма микрокредита 20 тысяч месячных расчетных показателей (МРП), минимальная - 30000 тенге.
-
Процентная ставка в соответствии с действующим прейскурантом, по приоритетным проектам – минимальная процентная ставка.
-
Сроки погашения от 3-х до 36 месяцев согласно графика. Вознаграждение - ежемесячно. Льготный период для платежей по основному долгу до 12 месяцев
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Возможно предоставление микрокредита в виде кредитной линии: в течение определенного договором периода заемщик по своему усмотрению имеет право получить, использовать, погасить и вновь получить заем в размере, не превышающем общей суммы микрокредита, оговоренной договором.
-
Залоговое обеспечение:
-
Недвижимость некоммерческого назначения;
-
Коммерческая недвижимость;
-
Автотранспорт, сельхозтехника - принимается в залог в технически исправном состоянии. Микрокредит выдается в размере до 50% от рыночной стоимости залога, на срок до 1,5 лет.
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Право пользования земельными участками сельхозназначения.
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Другие виды ликвидного обеспечения.